Website Terms & Conditions of Use
Harzel, Inc. t/a Stock Market College
Last updated: January 2026
These Website Terms & Conditions of Use ("Terms") are entered into by and between you ("You", "User") and Harzel, Inc., trading as Stock Market College ("Company", "we", "us", "our").
These Terms govern your access to and use of www.stockmarketcollege.com (the "Website"), including all content, features, functionality, materials, resources, and services made available on or through the Website, whether as a guest or registered user.
These Terms operate together with, and incorporate by reference, our Privacy Policy, Disclaimer, Refund Policy, and Terms of Purchase / Terms of Service (collectively, the "Agreements").
If there is any conflict between these Website Terms and the Terms of Purchase or Refund Policy, the Terms of Purchase and Refund Policy shall prevail.
Acceptance of Terms
By accessing, browsing, or using the Website, you confirm that you:
- Have read and understood these Terms
- Agree to be legally bound by them
- Have the legal capacity to enter into a binding agreement
If you do not agree with these Terms, you must immediately discontinue use of the Website.
Age Restriction
The Website and its services are intended for individuals 18 years of age or older.
We do not knowingly permit individuals under 18 to use the Website or provide personal information. Any such use is prohibited and subject to termination. Please refer to our Privacy Policy for further details regarding children's data.
Use of the Website
You may use the Website for lawful purposes only, and in accordance with these Terms.
You agree:
- Not to use the Website for unlawful, fraudulent, abusive, or harmful purposes
- Not to interfere with the Website's operation or security
- Not to attempt to gain unauthorised access to systems or data
Information on the Website is provided for general educational and informational purposes only and may change at any time without notice. We make no guarantees regarding accuracy, completeness, or timeliness.
The Company reserves the right to:
- Modify or withdraw the Website or any part thereof
- Restrict access to certain areas or users
- Suspend or terminate access for violations of these Terms
Relationship to Paid Products
Access to paid courses, programs, events, or services offered via the Website is governed by our Terms of Purchase and Refund Policy.
Website access does not guarantee access to paid Products. All purchases, payment plans, refunds, chargebacks, and access rights are governed exclusively by the Terms of Purchase and Refund Policy.
Digital Delivery & Third-Party Platforms
Certain content and services are delivered digitally via third-party platforms, including but not limited to Kajabi (learning management systems) and Stripe (payment processing).
We do not control these platforms and are not responsible for service interruptions, technical issues, or outages beyond our reasonable control. Your use of such platforms is subject to their respective terms and policies.
Permitted Use of Content
All materials on the Website, including text, graphics, videos, downloads, and other resources ("Content"), are provided for personal or internal business use only, unless expressly stated otherwise.
You may not:
- Copy, reproduce, distribute, sell, sublicense, or exploit Content
- Modify or create derivative works
- Use Content to create competing products or services
- Reverse engineer or scrape Website materials
Any unauthorised use constitutes a material breach and may result in immediate termination of access without refund, subject to applicable law.
Free & Gated Content
The Company may provide free or gated resources in exchange for contact information ("Gated Content").
You are granted a limited, non-exclusive, non-transferable, revocable license to use Gated Content for personal or internal business use only.
You may not resell, redistribute, or commercially exploit Gated Content. Violation of these terms results in immediate license revocation and access termination.
User Submissions
By submitting comments, feedback, reviews, images, videos, or other materials ("Submissions"), you:
- Retain ownership of your Submissions
- Grant the Company a worldwide, perpetual, irrevocable, royalty-free, non-exclusive license to use, reproduce, adapt, publish, and distribute such Submissions for business, marketing, educational, or operational purposes
You warrant that:
- You own or control all rights to your Submissions
- Your Submissions do not infringe third-party rights or laws
The Company may remove any Submission at its sole discretion and is not obligated to use any Submission.
Intellectual Property
All Website Content, branding, trademarks, logos, designs, text, videos, and software are owned by or licensed to the Company and protected by intellectual property laws.
Nothing in these Terms transfers ownership of intellectual property to you.
Unauthorised use of the Company's intellectual property will result in:
- Immediate termination of Website access
- License revocation
- Enforcement actions as permitted by law
Disclaimer of Warranties
The Website and Content are provided on an "as is" and "as available" basis.
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, availability, and non-infringement.
Limitation of Liability
To the maximum extent permitted by law:
- The Company shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages
- The Company's total liability shall not exceed the amount paid by you to the Company for any Product purchased through the Website
Some jurisdictions do not allow certain limitations; in such cases, liability is limited to the fullest extent permitted by law.
Availability & Security
We do not guarantee uninterrupted or error-free Website access.
You acknowledge the inherent risks of internet use, including potential unauthorised access or data loss. You assume responsibility for protecting your devices and systems.
Third-Party Resources
The Website may contain links to third-party websites or content. We are not responsible for their availability, content, or practices and do not endorse them.
Indemnification
You agree to indemnify and hold harmless the Company, its officers, employees, affiliates, and partners from any claims, losses, damages, liabilities, and expenses arising from:
- Your use of the Website
- Your breach of these Terms
- Your violation of any law or third-party rights
Changes to These Terms
We may update these Terms at any time. Updates will be posted on the Website with a revised "Last updated" date.
Continued use of the Website constitutes acceptance of the updated Terms.
Governing Law & Dispute Resolution
These Terms are governed by the laws of the State of Delaware, United States of America.
You agree that:
- Any disputes shall first be attempted to be resolved through good-faith mediation
- Mediation is a condition precedent to litigation
- Any legal proceedings shall be brought exclusively in the courts of Delaware
Severability & Entire Agreement
If any provision is found unenforceable, the remaining provisions remain in effect.
These Terms, together with the incorporated Agreements, constitute the entire agreement between you and the Company regarding Website use.
Contact Information
Harzel, Inc. t/a Stock Market College
651 N Broad St, Suite 201
Middletown, DE 19709
United States of America
📧 support@stockmarketcollege.com
📞 +27 82 908 3332
Privacy enquiries: support@stockmarketcollege.com